Its an interesting situation. Say the bearings fail at 65,000 on an engine warrentied for 60,000. Subaru paid for the labor when we had a standard transmission fail just out of milage warrenty but within the time warrenty. Another friend had a 2022 Accent Subaru CVT fail at 70,000, out of milage warrrenty. Subaru paid for the labor. Then there were all those circa 2014 Subarus that failed due to defective oil rings....Subaru agreed to put in new short blocks but not if the engine was out of warrenty. I bought an 8 year /80,000 mile subaru "warrenty" for my 2018 Forester. I have 30,000 miles on it. It cost me $500 out of a Subaru dealer in Stamford CT.I'm aware of several instances of this problem occurring a few years ago. In both instances the owners were out of the warranty period and contacted GM but GM offered no assistance. If the NHTSA determines that a recall is necessary, they will be able to get some relief albeit delayed.
Mike